Your Life. Your Plan. Your “Y”.

At The Y Agency, we don’t just sell policies — we help you design protection that fits your life, your goals, and your why.

Because every story is different, and your coverage should be too.

Types of Life Insurance & Protection Plans

Affordable protection for a set number of years — often 10, 20, or 30.

Perfect for young families, homeowners, and anyone who wants solid coverage during the years loved ones depend most on their income.

Think of it as renting protection during your most important years.

Permanent coverage that builds cash value over time.

It offers lifelong protection and guaranteed rates that never increase.

You’re not just insured — you’re building value and legacy.

A simple, affordable policy that covers funeral costs and final bills.

Often no medical exam required.

Peace of mind for life’s final chapter.

Life insurance isn’t just for the “what-ifs” after you’re gone — it can protect you while you’re living your story.

These plans allow early access to your benefits if you face a serious illness, chronic condition, or major injury.

Protection for both your life and your livelihood.

Safeguard your home and your family’s security.

Designed to pay off or cover your mortgage if something unexpected happens.

Income Protection - Ensures your paycheck keeps coming if you can’t work due to illness or injury.
Children’s Whole Life – A lifelong gift of protection that grows with your child.
Debt-Free Life – Use cash-value life insurance to eliminate debt and build wealth faster.
Annuities – Turn savings into guaranteed retirement income.
Long-Term Care – Protect your savings from extended-care costs.
Critical Illness – Receive a lump-sum benefit upon diagnosis of heart attack, stroke, or cancer.